A Study on Mergers and Acquisition of Banks and a Case Study on SBI and its Associates

  • Megha Kansal, Dr. Mini Amit Arrawatia,

Abstract

This research paper looks at Mergers and Acquisitions (M&As) that have happened in Indian banking sector to understand the resulting synergies and the long term implications of the merger. The paper also analyses emerging trends and recommends steps that banks should consider for future. The paper reviews the trends in M&As in Indian banking and then impact of M&As has been studied. The study covers the area of performance evaluation of M&As in Indian banking sector during the period. The paper compares pre and post merger financial performance of merged banks with the help of financial parameters. The findings suggest that to some extent M&As has been successful in Indian banking sector. The Government and Policy makers should not promote merger between strong and distressed banks as a way to promote the interest of the depositors of distressed banks, as it will have adverse e?ect upon the asset quality  of  the  stronger banks. It also studies the State Bank of India and its Associates merger with the pros and cons of the banks and the employees of the banks. The required data are collected from secondary source.

Published
2019-12-30
Section
Articles