A Study of M-Banking and its Impact on Financial Performance of Indian Commercial Bank (A Comparative Study Among SBI & ICICI Banks in India
The financial segment is significant for the monetary improvement of a nation. Customarily the banks functioned as account contributor and fund supplier just however by and by as the situation have changed and numerous strategies and other specialized changes have become the piece of economies in this manner currently banks additionally assume numerous jobs in the improvement of economy. The investigation is an endeavor to examine the budgetary presentation of SBI and ICICI banks. The State Bank of India, prominently known as SBI is one of the main bank of open division in India. SBI has 14 Local Head Offices and 57 Zonal Workplaces situated at significant urban areas all through the nation. ICICI bank is the second biggest, driving bank of private segment in India The Bank has 2,533 branches and 6,800 ATMs in India. The examination is expressive and diagnostic in nature. The gathered information was auxiliary in nature and gathered from different reports gave by these banks through web. The correlation of budgetary execution of these two banks was made based on proportion investigation. The outcomes demonstrated that the SBI is performing great and monetarily solid than ICICI Bank. Additionally the market position of SBI is superior to ICICI in terms to acquiring per share, value proportion per offer and profit payout proportion, yet then again ICICI bank is performing well regarding NPA and arrangement for NPA in examination of SBI bank.